The issue most people have is that they don’t know where the money is going, so it feels like there is never enough.
It’s very likely that you have more money than you realize. It’s a very eye-opening experience when you see the numbers on paper. Well, most people find that after doing their first budget, they feel like they got a RAISE! I certainly felt this way as well. You don’t have as much leeway in your spending and a small mistake or emergency could be devastating. When you are on a tight budget or a low income, it is especially important to do a budget. It doesn’t matter if you make a lot or a little, your money will not work for you, if you don’t tell it where to go. If you don’t make a plan, then your money will leave you. A budget is simply a plan for your money. If you can budget your money, you can budget your time! Enjoy the new feeling of self-control these habits will create in your life.Get your FREE budget worksheet But how can I budget when I am broke?Įven if you make $35,000 a year or $350,000 a year, you must have a budget. That’s why we’ve created 15 free printable hourly planners. Once you see how good it feels to really know where your money is going, you may want to organize your time in a likewise fashion. Once you find what works for you, you can print 12 to prepare for the year, or you can laminate and reuse a single sheet. If not, come back and print a different one. It couldn’t be easier.Īfter trying your budget for a month or two, assess whether the printable you chose is working well. A new tab will open, and you can print straight from there. Browse through them and find one you think will fit your needs, then simply click on it. Some feature columns while others are subdivided into boxes. There are different styles, colors and categories on each one. We’ve created 20 free printable monthly budget planners to help you get ahold of your finances. You need a budget to stay on top of it all. Even without these costly events, there’s always groceries, mortgages, utilities and car payments to think about. It seems like there’s always something expensive lurking, waiting to drain your bank account.
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